Unlike traditional fleet insurance models that use generic factors for risk assessment, behaviour-based insurance takes into account the actual driving habits of your fleet, ensuring premiums accurately reflect the real risk associated with your fleet’s operation.
By linking safe driving habits with reduced insurance premiums, behaviour-based insurance encourages fleet operators to adopt a culture emphasising safety behind the wheel, ultimately reducing the occurrence of accidents and related expenses.
The insights gleaned from AI-powered analytics pave the way for more informed, strategic decisions, allowing fleet managers to address high-risk scenarios effectively and improve overall fleet performance.
With Fuse Fleet’s behaviour-based insurance, experience a fairer, data-driven approach to managing your fleet’s insurance premiums.
At Fuse, we work with telematics partners to uncover even greater insights into your fleet.
By using powerful pattern-based artificial intelligence (AI) technology, we can uncover new layers of driving intelligence from GPS data. The technology works by analysing real-time driving data to identify and compare patterns against billions of trips that have been trained with actual insurance claims.
Thanks to its predictive capabilities, the AI turns GPS data into crash probability scores for every driver. This valuable information helps reduce crashes, prevent losses and, importantly, enables us to price fleet insurance premiums more accurately.
Our dynamic behaviour-based insurance uses artificial intelligence (AI) to uncover new risk insights from telematics data to accurately price premiums.
Firstly, using data analytics we gather fleet, claims and general insurance information from you for quotation purposes.
Secondly, via your telematics provider and the power of AI, we convert your fleet GPS data into crash probability scores to determine your insurance premium.
Finally, our dashboard offers easy-to-understand management insights and visibility into potential high-risk scenarios.
With our end-to-end claims management portal, you can access detailed information at any time of the day with 24/7 access to your fleet.
On top of that, our innovative claims management solutions capture incidents on the spot, reducing claim costs and providing third party intervention opportunities.
These improved efficiencies translate into less downtime off the road for repairs, reduced administrative costs and a much quicker claims lifecycle process.
Our claims team understands the complexities of the insurance industry as well as the claims process and is dedicated to delivering better, faster and more cost-efficient solutions every time.